Born in Orange County. Arranging financing in 30+ states.
We are a family-run commercial finance brokerage, not a call center and not a rate table. We arrange financing with our lending partners, and our work sits where property knowledge, financing structure, and modern tools meet.
- 60+
- Years combined
- 3
- Disciplines
- 16
- Programs
- 30+
- States
A family team that has watched this market for decades.
SageFin Capital is a family-run financing team with over 60 years of combined financing, appraisal, and real estate experience. We were born and raised in Orange County and have spent our lives and careers here. We are a commercial finance brokerage — we arrange financing with lending partners rather than funding loans ourselves.
We specialize in California, particularly Southern California, while arranging financing across 30+ states, subject to program availability. That combination matters: local property knowledge makes a scenario easier to read, and a wider program set makes it easier to structure.
Our ambition is to become the go-to technology-driven destination for investment property financing. That is not a claim about size. It is a statement about how we want to work: transparent tools, real explanations, and direct access to the people reviewing the file.
Appraisal
A valuation mindset asks what actually supports the number: comparable sales, income, condition, and the adjustments a buyer would make.
Financing
A lending mindset asks what carries the payment: coverage, reserves, documentation, and how the file reads to an underwriter.
Real estate
An ownership mindset asks what happens at exit: who buys it, at what price, and how long that realistically takes.
Four commitments we can actually keep.
The property leads the analysis.
Rent support, condition, unit mix, and exit value come before product. A property that cannot carry itself is not fixed by a longer term.
Show the arithmetic.
Every tool here displays its formulas and assumptions. If a number cannot be explained, it should not be in a decision.
Never publish what is not confirmed.
No invented rates, leverage limits, closing timelines, or awards. Program parameters are confirmed per scenario, because they change.
Say when it does not work.
Some scenarios need a different structure, a different property, or more time. Telling you early is more useful than a slow no.
What working with us looks like.
Start with the property. We will help with the structure.
Share a scenario or model it yourself first. Either way, you will be working with a team that reads property, financing, and exit together.
Illustrative tools and scenario review only. Not a rate quote, pre-approval, or commitment to lend.