Buy it, fix it, sell it.
Fix and flip financing is short-term, business-purpose capital for investors buying a property to renovate and resell. It can cover the purchase and the rehab funds, closes fast enough to compete for the deal, and runs on interest-only payments while the work is done.
What this financing is built for.
Purchase and rehab together
The loan can cover the acquisition and the renovation budget in one place, so you are not stacking a separate facility on top of a purchase loan.
Built for speed
Flip files are underwritten to move, because the deal usually has a clock: a seller who wants certainty, a contractor ready to start, and a resale window to hit. Payments are interest-only during the hold.
Qualified on the deal and your experience
The property, the numbers, and your track record carry the file rather than employment income alone. First-time flippers are welcome, and several lending options mean the fit can be matched to your experience.
Three steps, no mystery.
- Step 01
Share the property and the scope
The purchase price, the rehab budget and plan, current condition, the timeline, and how you plan to exit through sale or refinance.
- Step 02
We match the file to lending partners
SageFin Capital and our lending partners review the deal, the scope, your experience, and program fit for the state and property type.
- Step 03
Draw, build, and execute the exit
Once funded, the rehab funds are drawn as the work is completed, and the exit planned at the start drives the resale.
Straight answers.
Have a property worth fixing?
Tell us the property, the scope, and the exit, and we will confirm what may fit.
Illustrative tools and scenario review only. Not a rate quote, pre-approval, or commitment to lend.
Commercial finance brokerage. Subject to lender approval. Subject to underwriting and program guidelines. Not a commitment to lend.