Disclosures

SageFin Capital is a commercial finance brokerage. Financing is subject to lender approval, underwriting, collateral requirements and program availability. Not a commitment to lend.

SageFin Capital is a commercial finance brokerage. We arrange financing with our lending partners. We are not a direct lender, we do not fund loans, and we do not make final credit or approval decisions.

Approval, pricing, and terms are determined by the lender through underwriting, collateral review, and program guidelines. Nothing on this site is an offer to lend, a commitment to lend, or a guarantee of approval.

The financing described here is for investment property. It is business-purpose financing, not a consumer-purpose or owner-occupied residential loan.

Investment property financing is underwritten on the property, the plan, and the exit. Rent treatment, reserves, credit standards, and collateral requirements are set by the lender and confirmed for your scenario.

Financing on this path is for business purposes and eligible business entities, and is secured by non-owner-occupied or business-purpose real estate. It is not a consumer-purpose loan and is not intended for personal, family, or household use.

Eligibility, documentation, and collateral requirements are set by each lending partner and confirmed for your scenario before anything is submitted.

Bridge financing on this site is business-purpose financing for investment and business-purpose property. It is not a consumer-purpose loan and is not offered for owner-occupied residential property.

Bridge structures are short-term and often secured by more than one property. The exit — a sale, a refinance, or permanent financing — must be realistic, and the combined debt, collateral value, and costs are reviewed together before anything is submitted.

Additional documentation and disclosures may be required before an application is submitted with a lending partner.

State availability may differ by product, property type, and transaction. A program available for one property type in one state may not be available for another in that same state.

State availability is subject to program and property eligibility. Ask about your state and we will confirm what may be available for your scenario.

We confirm what may be available for your specific state, property, and intended use as part of reviewing your scenario.

Illustrative tools only. Results are estimates based on the inputs you provide and are not a rate quote, a pre-approval, or a commitment to lend.

Calculator output is arithmetic based on your inputs. No calculator on this site runs a credit check, evaluates creditworthiness, or makes a credit decision. Rates and assumed costs shown in the tools are illustrative values you choose or starting assumptions, never quoted market rates.

Program parameters—maximum leverage, minimum credit, reserve requirements, loan limits, and documentation rules—vary by lender and are confirmed by our team for your specific scenario.

Where this site intentionally does not display rates, maximum leverage, minimum credit scores, minimum coverage ratios, loan limits, closing timelines, or documentation rules, that is because those values are lender and program specific and are confirmed for your scenario.

ITIN programs and foreign-national programs are separate program categories with distinct documentation requirements. An ITIN borrower is not necessarily a foreign national, and the two should not be used interchangeably.

SageFin Capital is an equal housing opportunity company. We do not discriminate on the basis of race, color, religion, sex, handicap, familial status, or national origin.

Photography and imagery on this site are used for context and illustration. They do not depict property financed by SageFin Capital, and they are not a representation of any specific property, project, or result.

This site does not publish testimonials, star ratings, funded volume, closing-time claims, or awards.

SageFin Capital’s legal entity name, licensing disclosures, and licensed business address are being confirmed and will be published in this section before the site is made public. No license numbers or regulatory status are displayed until they have been verified.

SageFin Capital arranges financing with lending partners. We are not a direct lender and we do not fund loans.

This site is not a loan portal. It does not connect to credit, pricing, underwriting, or document-processing systems.

Disclosure questions can be sent to info@sagefincap.com.