ITIN Investor Programs
Investment property financing for borrowers who file taxes using an Individual Taxpayer Identification Number.
Program parameters are confirmed for your scenario. Nothing here is an approval or commitment to lend.
Some investors file US taxes with an ITIN rather than a Social Security Number. ITIN programs are built for that situation and typically accept ITIN documentation as part of the file.
An ITIN borrower is not necessarily a foreign national, and this is a distinct program category with its own documentation. Many ITIN borrowers live and work in the United States, have US credit histories, and are purchasing investment property close to home.
We will confirm the specific identification and documentation requirements for your situation before you begin gathering paperwork.
Who may find it useful
- US-based investors who file with an ITIN
- ITIN borrowers purchasing rental property
- Owners refinancing property financed under an ITIN program
- Family investors purchasing together
Typical financing goals
- Buy an investment property using ITIN documentation
- Refinance an existing ITIN-financed property
- Build a rental portfolio without an SSN-based file
Key considerations
- ITIN and foreign-national programs are separate categories with different requirements
- Documentation for identification, income, and assets varies by program
- Credit history requirements differ depending on what is available
- Property type and state eligibility are confirmed case by case
Information to gather
- ITIN documentation
- Identification documents
- Income and asset documentation
- Property details for the transaction
Frequently asked
More in Alternative Documentation
Thinking about itin investor programs?
Share the property and your goal. We will confirm what may be available and what the file would need.
Illustrative tools and scenario review only. Not a rate quote, pre-approval, or commitment to lend.